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Insurance coverage for conventional services is governed
by the law and the agreements between the insurance companies. Medicare,
no fault insurance (motor vehicle), and worker’s comp are governmentally
regulated and accepted for payment for covered service. Private pay insurance
is accepted where applicable.
Insurance companies including Medicare do
not cover all services. The doctor does not participate in managed care
plans, such as HMO, where the loyalty of the doctor is split between the
insurance company and patient. In such cases the patient is usually required
to pay out of pocket and collect any due benefits from the managed care
company.
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